Ying and Niq’s Niche


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Archive for the ‘Money’ Category

Lunch at Ocean Green Seafood

author Posted by: YuNiq on date May 6th, 2009 | filed Filed under: Car, Food, Money, Outings, Parenting, Photography, Religion, Travel, WordPress

Sun, 19-Apr-09. Went to Ocean Green Seafood (GPS Coordinates: N5 25.576 E100 19.568) for lunch. This place was quite difficult to find. It is situated by the sea side, at the end of an alley along Jalan Sultan Ahmad Shah, just before Despark Auto College. It is easy to miss the turn so go slow. We had oyster noodle, salted egg crabs and stir fried broccoli. The food was nice. Their salted egg crab is one of their signature dishes

Oyster Noodle

Oyster Noodle

Salted Egg Crabs

Salted Egg Crabs

Stir Fried Broccoli

Stir Fried Broccoli

There is a nice view of the sea.

Sea View at Ocean Green Restaurant

Sea View at Ocean Green Restaurant

The beach is a popular spot among anglers and offer good landscape photography opportunities. Sad to say the beach is not suitable for picnic as there were lots of ants.

A pseudo-lagoon

A pseudo-lagoon

NZD is at all time low in 4 years!

author Posted by: YuNiq on date Oct 13th, 2008 | filed Filed under: Money

NZD is at all time low against USD and hence MYR. Today’s rate is RM2.145 to NZD1.00. Check out Google Finance.

Definitely an opportune time to do Foreign Currency Fixed Deposit (FCFD) in Malaysia. Minimum deposit RM10000. Monthly interest rate 7.3%pa.

I’ve done some computation for RM10000 based on today’s selling rate RM2.145 to NZD1.00. If you withdraw back to RM, it will be based on the buying rate at time of withdrawal. On the pessimistic side, you break even at RM2.07 to NZD1.00 after 12months. Being optimistic, you can make up to 25%pa if selling rate after 12months is RM2.50 to NZD1.00.

Assumption: FCFD Interest Rate remain the same.

Terms and conditions apply…

Foreign Currency Fixed Deposit Computation: Based on RM10,000 principal at RM2.145 to NZD1.00

Foreign Currency Fixed Deposit Computation: Based on RM10,000 principal at RM2.145 to NZD1.00